SSY Calculator

Sukanya Samriddhi Yojana Calculator

SSY Investment Details

₹50,000
Min ₹250Max ₹1.5L
5 Years
Birth10 Years (max)

Sukanya Samriddhi Yojana Features

Interest Rate (Q1 2025)8.2% p.a.
Deposit Period15 Years
Maturity Period21 Years from opening
Tax BenefitEEE (Triple Exempt)
Partial Withdrawal50% at age 18

Maturity at Age 21 (2041)

₹14.92 L
Total Deposits (15 yrs)
₹7.50 L
Interest Earned
₹7.42 L

Key Milestones

At Age 18 - Partial Withdrawal
Up to 50% for education/marriage
₹5.44 L
At Age 21 - Full Maturity
Complete corpus with interest
₹14.92 L

Year-wise Growth Projection

YearAgeDepositInterestBalanceMilestone
16₹50,000₹0₹50,000
27₹50,000₹4,100₹1.04 L
38₹50,000₹8,536₹1.63 L
49₹50,000₹13,336₹2.26 L
510₹50,000₹18,530₹2.95 L
611₹50,000₹24,149₹3.69 L
712₹50,000₹30,229₹4.49 L
813₹50,000₹36,808₹5.36 L
1318₹50,000₹78,735₹10.89 LPartial Withdrawal (50%)
1419₹50,000₹89,291₹12.28 L
1520₹50,000₹1.01 L₹13.79 L
1621-₹1.13 L₹14.92 LMaturity

About SSY

Sukanya Samriddhi Yojana is a government scheme for girl children with 8.2% interest and EEE tax benefits. Deposit for 15 years, maturity at age 21.

  • Interest Rate: 8.2% p.a. (Q1 2025)
  • Eligibility: Girl child below 10 years
  • Deposit: Min ₹250, Max ₹1.5L per year for 15 years
  • Partial Withdrawal: 50% at age 18 for education
  • Tax: EEE (Triple Exempt)