Calculate Take-Home Pay After Taxes
✓ All 50 US States - Accurate federal, state & local taxes
✓ Hourly & Salary - Weekly, bi-weekly, monthly pay periods
✓ Overtime & Bonuses - Calculate overtime pay (1.5x, 2x rates)
✓ Advanced Deductions - 401k, health insurance, FSA, HSA
💡 Basic Paycheck
Standard salary calculation
Net Take-Home Pay
₹88,493
per month (12/year)
Gross Pay
₹95,795
Total Deductions
₹7,302
Effective Tax Rate
5.5%
📊 Detailed Breakdown (New Regime)
| Component | Amount |
|---|---|
| Basic Salary | ₹50,000 |
| HRA | ₹25,000 |
| Special Allowance | ₹20,795 |
| Gross Salary | ₹95,795 |
| PF (Employee) | -₹1,800 |
| Professional Tax | -₹200 |
| Income Tax | -₹5,302 |
| Net Take-Home | ₹88,493 |
A Paycheck Calculator helps you calculate your exact take-home pay after federal income tax, state tax, local tax, FICA (Social Security & Medicare), and other deductions like 401k, health insurance, and FSA.
Our calculator supports hourly and salary modes, multiple pay frequencies (weekly, bi-weekly, semi-monthly, monthly), overtime calculations (1.5x, 2x rates), bonus taxation, and all 50 US states with accurate tax rates for 2025.
Calculate paychecks for hourly or salaried employees
Weekly, bi-weekly, semi-monthly, monthly paycheck support
Accurate state & local tax calculations for every US state
401k, health insurance, FSA, HSA, and custom deductions
Calculate overtime pay (1.5x, 2x) and bonus taxation
Track YTD earnings, taxes, and deductions
Federal income tax is progressive - you pay different rates on different portions of your income. For example, if you're single and earn $50,000, you pay 10% on the first $11,600, 12% on income between $11,601-$47,150, and 22% on the remaining amount.
| Tax Type | Employee Rate | Employer Rate | Wage Base Limit |
|---|---|---|---|
| Social Security | 6.2% | 6.2% | $168,600 |
| Medicare | 1.45% | 1.45% | No limit |
| Additional Medicare | 0.9% | 0% | $200,000+ (single) |
| Federal Unemployment (FUTA) | 0% | 6% | $7,000 |
| Pay Frequency | # of Paychecks | Gross Pay | Est. Net Pay |
|---|---|---|---|
| Weekly | 52 | $1,154 | $865 |
| Bi-Weekly (Every 2 weeks) | 26 | $2,308 | $1,731 |
| Semi-Monthly (Twice per month) | 24 | $2,500 | $1,875 |
| Monthly | 12 | $5,000 | $3,750 |
* Net pay estimated at 25% effective tax rate (federal, state, FICA combined). Actual net pay varies by state, filing status, and deductions.
Step 1: Calculate Gross Pay
Hourly: Hours × Hourly Rate | Salary: Annual Salary ÷ Pay Periods
Step 2: Apply Pre-Tax Deductions
Subtract 401k, health insurance, HSA, FSA
Step 3: Calculate Federal Tax
Based on W-4 allowances and tax brackets
Step 4: Calculate State & Local Tax
Varies by state (0% - 13.3%)
Step 5: Subtract FICA Taxes
Social Security (6.2%) + Medicare (1.45%)
Step 6: Apply Post-Tax Deductions
Roth 401k, garnishments, etc.
Final Result: Net Pay (Take-Home)
The amount deposited into your bank account
On average, 25-35% of your paycheck goes to taxes and deductions, but this varies significantly based on:
Regular Overtime (1.5x)
For hours worked over 40 per week: Hourly Rate × 1.5 × Overtime Hours
Example: $20/hr × 1.5 = $30/hr for overtime
Double Time (2x)
For hours over 12/day (California) or holidays: Hourly Rate × 2 × Hours
Example: $20/hr × 2 = $40/hr for double time
Bonuses are considered supplemental wages and are taxed using one of two methods:
Method 1: Percentage Method (22% flat rate)
If bonus is paid separately from regular wages, federal withholding is 22% (or 37% if bonus > $1 million)
Method 2: Aggregate Method
If bonus is combined with regular wages, entire amount is taxed at your regular rate (can result in higher withholding)
💡 Important: Bonuses still subject to FICA taxes (7.65%) and state taxes
* New Hampshire only taxes dividends and interest income, not wages. This tax is being phased out by 2025.
Our Paycheck Calculator is the most comprehensive and accurate free tool for calculating take-home pay in the United States. Updated for 2025 with the latest federal tax brackets, state tax rates, FICA limits, and payroll deductions, our calculator supports both hourly and salary employees across all 50 states.
Whether you're calculating weekly paychecks, bi-weekly pay, semi-monthly, or monthly payroll, our advanced calculator handles overtime pay (1.5x and 2x rates), bonus taxation, 401(k) contributions, health insurance premiums, HSA/FSA deductions, and custom withholdings. The calculator automatically determines federal income tax withholding based on your W-4 information, calculates FICA taxes (Social Security and Medicare), applies state and local income taxes, and shows a detailed breakdown of gross pay, all deductions, and net take-home pay.
Perfect for employees verifying their paychecks, employers calculating payroll, job seekers comparing offers, or anyone wanting to understand their true take-home pay after all taxes and deductions. Our calculator includes year-to-date tracking, supports multiple filing statuses (single, married filing jointly, married filing separately, head of household), and provides instant results with mobile-responsive design.
100% free, no registration required, and completely private - all calculations are performed in your browser. Whether you earn $15/hour or $200,000/year, our paycheck calculator gives you accurate, reliable results for better financial planning.